Some years ago I had a client that uttered an amazing prophacy. He foretold the future that would happen years after his death. He wasn't rich, but him and his wife had prepared well for retirement. The man had four children. He told one of his sons that when he and his wife passed away, he would leave his children equal shares of his estate. He wanted his children to know he loved them equally. Then he said these words, "after your mother and I are gone two of you will save your inheritence and do well. The other two will take the same amount and be penneless within two years". The man passed away first. A few years later his wife passed away. I helped the family settle the estate. Within two years the man's prophetic words had come true. How could he know these events would happen? I believe it was because he knew his children well.
I can tell you from years of experience, that people that don't understand money will never be financially secure regardless of how much money they are given. That fact has been proven over and over by lottery winners. That doesn't mean such individuals are bad people. They may be kind and good hearted. It means they have never mastered the science of how money works. It also means they will always live a life of scarcity and dependence. Does anyone really want to live that kind of life? Do you?
If you fall into the group that struggles with money or making confident financial decisions, the good news is it doesn't have to be that way. Equiped with a true desire to be better and some basic financial knowledge you can live a happier, less dependent life. There are two requirements to obtain the better life you desire. The first is, you must want the life enough to make some changes. The changes aren't hard, but you can not think and act the way you always have and expect a better life to magicly happen. It doesn't work that way!
The second step you must take is to invest in yourself! You can be the hero of your story, but you will need a guide to teach and encourage you. That will require a small sacrifice. Could you get the job done on your on with no help? I don't believe you could. Here is a four question test that will likely prove my point. How old are you? Is this the first time you have had the desire to become more financially independent? So why didn't you succeed? You need basic knowledge and encouragement, don't you?
Why Not You? Why Not Now?